I was just cruising the Costco website, like one does, when I discovered that America’s favorite warehouse store happens to sell mattresses. I knew it sold furniture, and in fact, someone I work with got a great deal on a sofa at Costco, but I hadn’t realized that Costco also sold mattresses.
I’ve been a Costco member for a lot of years, and many of my large purchases were made there, so there’s no reason I shouldn’t buy my next mattress from Costco, and at least three really great reasons I should.
1. Rewards and cash back
Buying a mattress at Costco is kind of a fun exercise in just how many rewards you can stack up. Many deals are offered through Costco Direct, which means that there are frequent rewards for buying multiple items, like, say, a mattress and a bed frame. Right now, if you buy two items through Costco Direct, you can save $100 on the total order, with savings all the way up to $400 if you choose to buy five Costco Direct items.
But wait, there’s more.
You also will get 2% in annual rewards with an Executive membership, which you absolutely should upgrade to in any year you plan to make a big purchase. On top of those two financial incentives, there’s the cash back that’s available by making your purchase with a credit card. Check out this list of the top credit cards for Costco spending to maximize your cash back.
2. Free delivery, setup, and haul away
If you’ve ever bought a new mattress, you know that pretty much everything up to the point where you fall asleep on your face is kind of a battle. First, there’s finding a truck, then there’s putting the mattress into said truck, tying it down so it doesn’t fly off or get dirty, taking it home, getting the old mattress out of the house, putting the new mattress in the bedroom, and then somehow getting rid of the old mattress.
This is why the free delivery, setup, and haul away that Costco offers with many of its mattresses is worth more than a Costco gold bar. You’re spared the ridiculous amount of work involved in moving in a new mattress and tossing out the old one, and you get to sleep on a fresh, new cloud without your back hurting. Win win.
3. Costco’s return policy
Costco is known for its generous return policy, but did you know that it extends to mattresses? It’s true! The tricky thing about buying a mattress is that no matter how many you try out in the mattress store, you may still not really have a great idea what a night’s sleep will be like on your final choice.
This is why it’s great when a retailer will let you return a mattress with no questions asked. If you simply are having a Goldilocks moment and the bed you bought is too hard or too soft, well, it’s totally fine to call Costco and return it or exchange it for a different model that might be a little better for you.
For me, the ability to return a mattress is everything. I bought my last mattress through Amazon because I was on a very tight budget and moving into a completely empty house from 500 miles away, so beggars really couldn’t be choosers. It showed up compressed in a bag the same day I did (well, I wasn’t in a bag), and I was very, very lucky that it has worked out so far, because if it hadn’t, I’d still have had to sleep on it and then spend a lot of money to replace it.
That was four years ago, and time has definitely taken its toll, so I know it will need to be replaced sooner rather than later.
My next mattress will be a Costco Queen
It’s important to plan ahead when you’re considering a big purchase, and a mattress is a pretty big one, both in terms of size and dollars. That’s why I’m choosing Costco, because I know I can count on it for reliability and to make things right if anything were to go wrong.
But I’m not going to lie, I’m also choosing Costco because of the ability to use various strategies like this one to save even more money than a face value comparison will show.
I mean, if we’re not saving money, what are we even doing here?
